So, to explain this blogs humble beginnings – I think I should explain where this started:

In October 2008, having never touched the stock market before, I signed up for a trading account, with the conviction that the market dips that were occurring to the banks at that time were something that would be corrected in the years ahead. It became a rush against time to open a brokerage nominee account to allow the trades that year to take place. I choose interactive investor, because at the time they had no fees for holding funds, just a trading fee of £10 per buy or sell. Things have changed massively since then, however looking back at my trade history from that time, I purchased Barclays at 65p a share, and sold at 90p from within an ISA trading account

I rubbed my hands with a tidy profit (which at the time was tiny!) – however this was the start of my trading journey. Since that year, I have kept the same ISA trading vehicle open, and the funds within have been growing steadily since.

I will ignore many of the in-between years, suffice to say I have made profit in most years, however I did under-perform the market massively for a couple of years due to bad performance. In 2018, I had to expand this investment due to personal circumstances – when I opened a SIPP which I aimed to trade similarly to the aforementioned ISA.

Where this blog starts is March 2019, where as of today, 24/03/19 I have a ISA with total value of £16,010 and a SIPP with £21,500 at “current” values. The two “pots” are traded very differently today, with the SIPP aiming to be more of a stable “income”/”growth” fund, and the ISA focusing more on growth alone. However these are not hard/fast rules – as in reality I won’t switch a mistaken INC fund purchase for a ACC fund due to fact trading fees would likely have a major impact on the profitability of such a move.

These are being funded at a rate of ISA at £250 a month, with SIPP at £1000 a month respectively, which I will aim to increase over time. This blog will aim to cover the monthly trades made.

As my “about” text reads, this is on the premise of being if I am able to outperform both “money managers” as well as passive trackers with just myself performing research in the evenings after my day job.