Regular monthly post on what I’ve “topped” up with inbound cash to the relevant pots via my monthly reinvestment (at low costs).

ISA:

• LLOY – Lloyds Bank
• AV. – Aviva
• MRCH – Merchants Trust

SIPP:

• DLG – Direct line group
• FUEQUI – Fundsmith Equity
• SSON – Smitson Investment Trust
• FCSS – Fidelity China Special Situation Plc
• CGXXQ – LF Miton European Opportunities
• M1UB29 – Lindsell Train Japanese Equity Sterling Hedged Inc
• PCOMKT – Merian UK Smaller Companies Fund Acc
• SSE – SSE Plc
• MER – Mears Group
• Cash

As mentioned – I try to keep all my investments to a target, Mears is new as previously blogged about, so is always on top-up duties. I need to wind down the overall fund top-ups to half the monthly top-ups and add some new companies to the SIPP pot, SSE re-added as the price has dropped significantly, so it was eligible due to the averaging down. Vanguard top-ups are now also required in SIPP as the percentage has dropped below the 25% target.

I’ve also added a monthly cash top-up to allow more dynamic market moves without needing sales over the year ahead. I have missed out on a couple of items I predicted, and without a small “trading” reserve in the SIPP I can’t take advantage of these situations.

ISA wise Next month I expect to remove LLOY (unless it drops to 60p or less) in favour of SKG (as Lloyds is becoming too high a percentage of the ISA). (MRCH will remain as it’s a growing element to add to the fund). I am considering stopping AV. top-ups for moment as although price is attractive, I may have better gains elsewhere.