Okay a terrible month. May is terrible every year. I should just sell everything May first then buy back later.

But in seriousness – overall Portfolio is as below:

• ISA +0.18%
• SIPP -2.6%

Benchmark share is at -1.47% for month, so ISA beat that, SIPP was worse (again). This is likely down to the single share holdings growing in SIPP overall.

Top performing investments:

• ISA: HUR +28.5% – I have to thank the twitter community for this pick, without which the ISA would be in severe negative territory
• ISA/SIPP: CGT +1.98% – This one always seems to do well in May.
• SIPP: MER +5% – Mears group Plc making a recovery to positive gains overall

And the Detractors, where to start:

• SIPP: -29% Worse overall is SAGA – I wasn’t exposed to entire drop as purchased mid month – but on a monthly basis is awful
• SIPP: BT.A -14.6% making a 2nd place..
• ISA: LLOY -9.16% – worst here, still has an investment case, and will be topping up, but the single share levels of risk is now gettign to dangerous levels.
• ISA: SKG -6.62% – similar except this is still in top up as have less exposure.

Overall though I’m happy with ISA perfromance, less happy with SIPP and have a big decision on what to do with the new holding SAGA. Cut losses, or increase percentage, and risk to ~ 7% of holdings.